"Lucian Cook highlights the impact of mortgage debt, the influence of government policies on housing, and his five-year predictions for the UK's property market"

"Prime rental growth starts to cool as demand eases back and stock slowly increases. But financial pressures, possible regulation and the alignment between tenants' and landlords' expectations will be key over the coming months"

"Autumn has traditionally been a popular time to put a home on the market. The rise of the cash-rich buyer is a common theme across many markets, with buyers relying less on debt. Does this mean the prime market has continued to function better than expected?"

"Prime rents continued to increase over the second quarter of this year despite constraints on tenants' affordability and a slight easing in acute stock shortages. But with challenges facing the rental market, including increased mortgage costs, energy efficiency requirements and the Renters (Reform) Bill, what will be the impact for landlords and tenants?"

"Whilst demand remains strong, tenants' budgets are beginning to come under pressure with rising inflation and the increasing cost of living. As a result, we expect the gap between tenant and landlord expectations to widen in the short term with landlords who choose to price sensibly attracting the most interest"